Rev 2/26/2024
WHAT DOES INSBANK AND ITS SUBSIDIARIES: INSBANK FINANCES, INC, AND INSBANK COMPANY, DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- account balances and payment history
- credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons INSBANK AND ITS SUBSIDIARIES: INSBANK FINANCE, INC, AN INSBANK COMPANY chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information |
Does INSBANK and Subsidiaries share? |
Can you limit this sharing? |
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
| For our marketing purposes— to offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
No |
We don't share |
| For our affiliates’ everyday business purposes— information about your transactions and experiences |
No |
We don't share |
| For our affiliates’ everyday business purposes— information about your creditworthiness |
No |
We don't share |
| For our affiliates to market to you |
No |
We don't share |
| For nonaffiliates to market to you |
No |
We don't share |
Who we are
Who is providing this notice?
INSBANK AND ITS SUBSIDIARIES: INSBANK FINANCE, INC, AN INSBANK COMPANY
What we do
How does INSBANK and its Subsidiaries protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does INSBANK and its Subsidiaries collect my personal information?
We collect your personal information, for example, when you
-
- open an account or use your credit or debit card
- apply for a loan or provide employment information
- make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates:
Companies related by common ownership or control. They can be financial and nonfinancial companies. - INSBANK and its Subsidiaries do not share with our affiliates
Nonaffiliates:
Companies not related by common ownership or control. They can be financial and nonfinancial companies. - INSBANK and its Subsidiaries do not share with nonaffiliates so they can market to you.
Joint marketing:
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. - INSBANK and its Subsidiaries don’t jointly market.
Other important information
California Residents – Please refer to the bank’s website for electronic access to our
California Consumer Privacy Act
and your rights under the Act
Questions?
Call 615-515-2265 or toll free 866-866-2265 or go to www.insbank.com
